Available Loans

  • Conventional - A mortgage that is not guaranteed or insured by any government agency
  • Non-Conforming - a loan that doesn’t conform to guidelines established by the government-sponsored enterprises Fannie Mae and Freddie Mac. Sometimes also referred to as a jumbo loan.
  • FHA - An FHA loan requires a 3.5 percent down payment on the purchase price of the loan.
  • VA - VA loans require no down payment from the borrower. To help offset the costs to the taxpayers, the borrower must pay a VA funding fee.
  • Jumbo - Because jumbo loans are "non-conforming", they usually carry an interest rate .25% to .50% higher than that of a conforming loan.
  • Super Jumbo - Loans with an amount greater than $650,000
  • Commercial - Loans for business/ commercial properties.
  • Bridge and Hard Money - Shorter term  higher-interest loans for properties that don't qualify for traditional financing, as well as to cover an interval between two transactions, typically the buying of one house and the selling of another.
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310-791-0854

24051 Neece Ave. Suite B., Torrance, CA 90505

DRE Lic. #  01232921     NMLS #  327810

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