Jumbo and FHA Single Family Residence Loan Limits by County

A few examples of the FHA's buyer-friendly rules:

  • FHA mortgages require a downpayment of just 3.5 percent

  • FHA loan downpayment monies can be gifted from a family member

  • The minimum credit score requirement for an FHA loan is 500

There are other FHA loan perks, too.

For example, FHA loans are assumable. This means that a future buyer of your home can "assume" its existing mortgage at whatever the mortgage rate happens to be.

2017 FHA Loan Limits

  • 1-unit home : $636,150

  • 2-unit home : $814,500

  • 3-unit home : $984,525

  • 4-unit home : $1,223,475

California Loan Limits