In general, the documentation you will need includes:
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W-2’s or 1099’s for the past 2 years
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Pay Check Stubs for the most recent month
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Signed copies of the last 2 years Personal Federal Tax Returns and all Schedules
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The last 2 months bank statements for Checking, Savings, IRA’s, Stocks and 401K Accounts
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The last 2 years Corporate Tax Returns and all Schedules (if applicable)
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CPA letter stating 2 years of self-employment
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Divorce/Separation paper (if applicable)
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Retirement Award Letter or Pension, Disability paperwork (if applicable)
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Complete Bankruptcy papers (if applicable)
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Name, Address and Phone Number for Landlord (if applicable)
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Gift Letter and Source of Funds (if applicable)
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Copies of the Deposit Receipt (Contract of Sale) along with all Counteroffer(s) and all Contract Addendum(s) signed by all parties
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Copies of Driver’s License and Social Security Cards
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Copies of the most recent mortgage coupon(s) and the Insurance Declarations page for any other properties owned.
