3635 Newton St. Ste E Torrance, CA 90505


The Best Mortgage Lender to Get You Your Redondo Beach Dream HomeWith the sound of crashing waves, the fun nightlife in the Riviera Village, and the sushi spots sprinkled along the coast, Redondo Beach is a hot spot for excellent living. Famously mentioned in The Beach Boy’s hit song “Surfin’ U.S.A”, it has always been a fun-time city with a community mentality.

Whether you want to get a house in the avenues, close to the pier, or next to R.U.H.S., it is important that you have a mortgage lender that is right for you. Being local, we are familiar with all things related to the South Bay and can help you get that dream home you and your family have been wanting.

Here at Midgate Mortgage, we pride ourselves on being able to help our community members get the house they need in the beautiful location they desire. We have the specialized knowledge to collaborate with you in order to fulfill your ultimate home dream. Call us at 310-791-0854 right away to talk with one of our professionals. There are several ways we can assist you in buying property in Redondo Beach.

Continue reading to learn about some services we can provide you.

Jumbo Loans Can Help

Jumbo loans fall under the category of “non-conforming” loans since they are larger than the conventional loan’s maximum size. Conforming loans normally have a $510,400 maximum and are not crossable. The mortgage juggernauts that determine that cap are Fannie Mae and Freddie Mac.

Any loan that exceeds the predetermined amount is non-conforming. The minimal financing threshold in some high-priced neighborhoods is $765,000. The Jumbo Loan packages that Midgate Mortgage provides have grown. In addition to a secondary market department that is creating jumbo options for various geographies and homeowner criteria, we have investors ready to fund these jumbo loans.

Other Options That Might Be Right for You

Depending on the asking price of the home you desire, there are many types of mortgage loans that can help you acquire your Redondo Beach home. Your mortgage lender might suggest one of these loans:

  • Conventional Loan
  • Refinance Loan
  • Federal Housing Administration (FHA) Loan
  • High Balance Mortgage Loans
  • FannieMae Home Ready Loan
  • Renovation Loans
  • Reverse Mortgage Loan

Our mortgage lender experts specialize in numerous loans and will be able to guide you throughout the whole process.

Realize Your Redondo Beach Home

We have the South Bay mentality to get you exactly what you need. Give us a shot and we promise that you will not be disappointed. Call us at 310-791-0854 to connect with us and learn more about the mortgage process. Feel free to fill out a quick form on our Contact Page and we’ll get back to you as soon as possible.